CashPath Guides

Loan Basics

Explore plain-language guides about how personal loans work, the terms you may encounter, and questions to consider before making a borrowing decision.

14 guides

Are Personal Loan Proceeds Taxable? What Changes if Debt Is Canceled?

Are Personal Loan Proceeds Taxable? What Changes if Debt Is Canceled? — educational information from CashPath.

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Can You Have More Than One Personal Loan? Check the Payment Problem Before You Add Another

Can You Have More Than One Personal Loan? Check the Payment Problem Before You Add Another — educational information from CashPath.

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Can You Pay Off a Personal Loan Early?

Learn what to check before paying off a personal loan early, including payoff quotes, prepayment terms, interest, fees, and payment application.

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Dental Work Financing: Compare a Personal Loan, Dental Payment Plan, and Medical Credit Card

Compare a personal loan with dental-office payment plans and medical credit cards. Learn how to verify your treatment cost, insurance estimate, deferred-interest terms, and true financing gap before borrowing.

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Personal Loan for Emergency Expenses: Questions to Ask Before Borrowing

Personal Loan for Emergency Expenses: Questions to Ask Before Borrowing — educational information from CashPath.

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Personal Loan for a Home or Auto Insurance Deductible: Confirm the Gap Before You Borrow

Learn how to confirm a home or auto insurance deductible, separate it from other uncovered costs, compare payment options, and borrow only for the verified claim gap if needed.

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Personal Loan for Moving Expenses: Build the Relocation Budget Before You Borrow

Personal Loan for Moving Expenses: Build the Relocation Budget Before You Borrow — educational information from CashPath.

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Personal Loan on Disability, SSI, or SSDI: What to Know Before You Borrow

Personal Loan on Disability, SSI, or SSDI: What to Know Before You Borrow — educational information from CashPath.

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Small Personal Loan: How to Compare a $500-$5,000 Borrowing Need

Small Personal Loan: How to Compare a $500-$5,000 Borrowing Need — educational information from CashPath.

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Someone Took Out a Personal Loan in My Name: What to Do Next

Someone Took Out a Personal Loan in My Name: What to Do Next — educational information from CashPath.

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What Can You Use a Personal Loan For? Check the Agreement First

What Can You Use a Personal Loan For? Check the Agreement First — educational information from CashPath.

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What Fees Can Personal Loans Include?

Learn which fees may appear with a personal loan, including origination, documentation, insurance, and late fees, and how to review loan costs.

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What Happens to a Personal Loan When the Borrower Dies?

What Happens to a Personal Loan When the Borrower Dies? — educational information from CashPath.

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What Is APR on a Personal Loan?

Learn what APR means on a personal loan, how it differs from the interest rate, which fees can affect costs, and how to compare loan offers.

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