CashPath Guides

Credit & Approval

Review educational guides about credit information, application steps, and questions that can help you understand an offer or decision.

17 guides

Balance Transfer Card vs. Personal Loan for Credit Card Debt

Balance Transfer Card vs. Personal Loan for Credit Card Debt — educational information from CashPath.

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Bank vs. Credit Union vs. Online Lender: Where Should You Look for a Personal Loan?

Bank vs. Credit Union vs. Online Lender: Where Should You Look for a Personal Loan? — educational information from CashPath.

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Credit-Builder Loan vs. Personal Loan: Do You Need Cash or Credit History?

Credit-Builder Loan vs. Personal Loan: Do You Need Cash or Credit History? — educational information from CashPath.

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Credit Card Hardship Program vs. Personal Loan: Ask Your Card Issuer Before Replacing Debt

Credit Card Hardship Program vs. Personal Loan: Ask Your Card Issuer Before Replacing Debt — educational information from CashPath.

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Does a Personal Loan Affect Credit Utilization?

Does a Personal Loan Affect Credit Utilization? — educational information from CashPath.

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First Personal Loan With Little or No Credit History: What to Check

First Personal Loan With Little or No Credit History: What to Check — educational information from CashPath.

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Personal Loan After Bankruptcy: What Changes During a Case and After Discharge

Personal Loan After Bankruptcy: What Changes During a Case and After Discharge — educational information from CashPath.

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Personal Loan Credit Insurance and Loan Protection: What to Check Before You Agree

Personal Loan Credit Insurance and Loan Protection: What to Check Before You Agree — educational information from CashPath.

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Personal Loan Reporting Error on Your Credit Report: What to Do

Personal Loan Reporting Error on Your Credit Report: What to Do — educational information from CashPath.

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Personal Loan Prequalification vs. Preapproval: What to Know Before You Apply

Personal Loan Prequalification vs. Preapproval: What to Know Before You Apply — educational information from CashPath.

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Personal Loan When You’re Self-Employed: How to Prepare Your Income Documents

Personal Loan When You’re Self-Employed: How to Prepare Your Income Documents — educational information from CashPath.

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Personal Loan vs. Credit Card Cash Advance: Cost, Timing, and Repayment

Personal Loan vs. Credit Card Cash Advance: Cost, Timing, and Repayment — educational information from CashPath.

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Personal Loan vs. Personal Line of Credit: Lump Sum or Reusable Credit?

Personal Loan vs. Personal Line of Credit: Lump Sum or Reusable Credit? — educational information from CashPath.

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Can You Get a Personal Loan Without a Job? Start With the Income Question

Can You Get a Personal Loan Without a Job? Start With the Income Question — educational information from CashPath.

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Personal Loans With Bad Credit: How to Compare Options Without Falling for the Wrong Promise

Personal Loans With Bad Credit: How to Compare Options Without Falling for the Wrong Promise — educational information from CashPath.

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What Does “No Credit Check” Personal Loan Really Mean?

What Does “No Credit Check” Personal Loan Really Mean? — educational information from CashPath.

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What Happens to Your Credit Report After You Pay Off a Personal Loan?

What Happens to Your Credit Report After You Pay Off a Personal Loan? — educational information from CashPath.

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